Company profile
SHONA Capital Limited
SHONA Capital Limited, trading as SHONA Capital Uganda, is a privately held, technology-enabled SME lender founded in 2022 and headquartered in Kampala, Uganda. The company builds on more than a decade of SME advisory and business-development work undertaken by SHONA Group, which has supported entrepreneurs in East Africa since 2013. SHONA Capital is regulated as a licensed money lender by the Uganda Microfinance Regulatory Authority (UMRA). Its core business is providing flexible debt financing to formal, underserved small and medium-sized enterprises. Its proprietary underwriting technology automates borrower onboarding, data processing and credit assessment, enabling faster lending decisions and disbursement. SHONA Capital combines financing with hands-on management support, including team development, sales, financial management, and tax and regulatory compliance.
- Sector
- Financial services / MSME Lending
- Markets
- Uganda
- Founded
- 2022
- Ownership
- Private
- Stage
- Startup
- Capital raised
- $5m
- Employees
- 11-50
- Business model
- B2B Financial Services, Consulting/Advisory
Products and services
SME Loans, Business Growth Loans, Revolving Credit Facilities, Working Capital Financing, Asset Financing, Revenue-Based Financing, Managed Debt Facilities, Business Advisory & Management Support
Transactions
| Date | Transaction | Type | Value | Market |
|---|---|---|---|---|
| 17 Jul 2026 | TLG Capital's Investment in Shona Capital's Operations in Uganda for USD 5 million | Private Credit | $5m | Uganda |
Source: Partner Researchers.