Sector intelligence · Financial services

Financial services in Africa

Last updated 15 Nov 2026, 05:48 UTC · Sources are checked daily, with a full review every Sunday. How this works

Foreign direct investment, net inflows (2025)

  1. Guinea: 27.4%
  2. Mozambique: 25.8%
  3. The Gambia: 10.6%
  4. São Tomé and Príncipe: 10.5%
  5. Seychelles: 10%
  6. Namibia: 9.6%
  7. Liberia: 9.5%
  8. Somalia: 6.4%
  9. Rwanda: 5.9%
  10. Mauritania: 5.4%

Source: World Bank, World Development Indicators

Bank lending interest rate (2025)

  1. Cabo Verde: 7.75%
  2. Algeria: 8%
  3. Mauritius: 9%
  4. Seychelles: 9.85%
  5. South Africa: 10.7%
  6. Burundi: 12.4%
  7. Liberia: 13%
  8. South Sudan: 14.3%
  9. Mozambique: 17.5%
  10. São Tomé and Príncipe: 17.7%

Source: World Bank, World Development Indicators

Domestic credit to the private sector (2025)

  1. Morocco: 79.2%
  2. Mauritius: 72%
  3. Tunisia: 57.7%
  4. Cabo Verde: 54%
  5. Burundi: 38.5%
  6. Botswana: 33.2%
  7. Senegal: 30.9%
  8. Kenya: 29.4%
  9. Egypt: 25.8%
  10. Djibouti: 25.2%

Source: World Bank, World Development Indicators

Central bank policy rate (2026-08)

  1. Morocco: 2.25%

Source: Bank for International Settlements, central bank policy rates