Company profile
Mathesis Analytics Inc.
Mathesis Analytics Inc. (Mathesis Analytics) is a Nigeria-based financial technology company specialising in artificial intelligence-powered credit decisioning infrastructure. Established to address data fragmentation in Africa's largest economy and headquartered in Lagos State, Nigeria, the company provides an intelligence layer and turnkey lending platform that enables banks, microfinance institutions, fintechs and other lenders to assess unscored or underscored borrowers using alternative behavioural and transactional data. Through its proprietary concept of Personal Equity, the quantified expression of an individual's financial behaviour aggregated across institutions, Mathesis creates a portable credit identity that reflects telco usage, utility payments and other signals. The company serves the financial services sector and maintains operations in Nigeria with an active pan-African expansion strategy. As of July 2026, Mathesis states its systems have supported more than 8 million loans for over 2 million unique borrowers.
- Sector
- Technology / Data Processing & Outsourced Services, Credit Infrastructure
- Markets
- Nigeria
- Founded
- 2023
- Ownership
- Private
- Stage
- Startup
- Employees
- 11-50
- Business model
- B2B Licensing, Subscription, Consulting/Advisory
Products and services
Mathesis Credit Decisioning Infrastructure, Personal Equity Score, Mathesis Intelligence Layer & Mathesis Turnkey Lending Platform
Transactions
| Date | Transaction | Type | Value | Market |
|---|---|---|---|---|
| 16 Jul 2026 | First Ally Capital invests in Mathesis Analytics' operations in Nigeria | Venture Capital | Undisclosed | Nigeria |
Source: Partner Researchers.