Company profile
Kifiya Financial Technology PLC
Kifiya Financial Technology PLC (Kifiya) is an Ethiopia-based financial technology company that builds artificial intelligence and data infrastructure for credit decisioning, digital financial services and market access. Beginning as a payments business, Kifiya now provides alternative-data credit scoring, risk decisioning, digital lending rails, agent and merchant networks, and agricultural value-chain services to banks, microfinance institutions and other lenders. Kifiya serves micro, small and medium enterprises, smallholder farmers and low- to middle-income consumers, and offers insurance, e-commerce and mobility solutions alongside its lending infrastructure. Kifiya's Michu digital lending platform operates through partner banks in Ethiopia, including Cooperative Bank of Oromia.
- Sector
- Financial services / Credit Infrastructure, FinTech Platforms (Other)
- Markets
- Ethiopia, South Africa, Kenya
- Founded
- 2012
- Ownership
- Private
- Stage
- Scale-up
- Employees
- 500+
- Business model
- B2B, B2B2C, B2C Transactional
Products and services
Data & AI Infrastructure, Decisioning Infrastructure, Financial Infrastructure, Market Infrastructure, Michu, Michu Mizan & HalalGebeya
Transactions
| Date | Transaction | Type | Value | Market |
|---|---|---|---|---|
| 5 Nov 2026 | International Finance Corporation (IFC) invests in Kifiya's operations in Ethiopia | Corporate Transactions | Undisclosed | Kenya |
Source: Partner Researchers.